Disability Insurance

Most people have insurance coverage on their homes, autos, jewelry and other personal property, but many have not realized that the value of their future earnings may far exceed the value of their tangible assets. If their future earnings cease because of accident or illness, the loss of income could present serious financial problems. Insurance studies suggest that the odds of a disability lasting for 90 days or more are much higher than the odds of dying before age 65. Disability income insurance policies can help replace lost income due to disability during one's working years.