International Clients

International insurance solutions can include products supported across different market segments, such as:

U.S. DOMESTIC PRODUCTS— Foreign national clients with U.S. Nexus may be eligible for U.S. domestic insurance products, available through carriers with global citizen programs designed to accommodate the needs of global clients with direct ties to the U.S.

INTERNATIONAL CORPORATE BENEFITS— For global companies with cross-border executives, international corporate benefits allow employers to deliver quality benefits to employees across worldwide operations, aligning the benefits of domestic employees with the benefits of employees located in another country.

OFFSHORE PRIVATE PLACEMENT PRODUCTS— Offshore private placement products represent unique insurance solutions for U.S. citizens and foreign national citizens who are affluent global clients seeking the benefits of traditional life insurance, accompanied by institutional pricing, design flexibility and nontraditional investment options on a tax-favored basis.

U.S. and offshore insurance products can provide unique planning solutions for the challenges confronting global clients with and without U.S. ties, helping them achieve their complex, long-term financial goals by growing, transferring, and preserving their financial legacies.

Private Placement Life Insurance is an unregistered securities product and is not subject to the same regulatory requirements as registered variable products. As such, Private Placement Life Insurance (or Annuities) should only be presented to accredited investors or qualified purchasers as described by the Securities Act of 1933.

Alternative investments, such as hedge funds within private placement life insurance, involve risks that may not be suitable for all investors. These risks include (but are not limited to) the possibility that the investment may not be liquid, principal return, and/or interest rate risk. Higher fees associated with alternative investments may offset any potential gains. Investors should consider the tax consequences, costs, and fees associated with these products before investing.